Terms of Use

Last updated: April 2026

1. General

TopicPen operates this website, which includes a chatbot, AI agents, various tools and business content. Using the website constitutes acceptance of these terms.

2. Tools on the Website

The tools on the website (VAT calculator, inflation calculator, Shotef Plus calculator and similar) are intended for informational purposes only. Results are estimates based on the data entered and may not reflect actual outcomes.

3. No Professional Advice

Nothing on the website constitutes financial, legal, tax, accounting or other professional advice. Do not rely on tool results without verifying them with a qualified professional.

4. Limitation of Liability

TopicPen is not liable for any direct, indirect, special, incidental or consequential damages arising from reliance on the information on the website. Use of the tools and their results is at the user's sole risk.

5. Accuracy of Information

We make efforts to ensure the information is accurate and up to date, but we do not guarantee its completeness or currency. Tax rates, interest rates and other data may change and are not necessarily updated in real time.

6. Intellectual Property

Content on the website, including text, code and design, is the exclusive property of TopicPen and is protected by copyright.

7. Changes to the Terms

TopicPen reserves the right to change these terms at any time. Continued use of the website after changes are published constitutes acceptance of the updated terms.

8. Governing Law

These terms are governed by the laws of the State of Israel. Any dispute will be resolved in the competent courts in Israel.

9. Contact

For questions about these terms, contact us through the contact page on the website.